THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:
April 12, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00
Nicholas J. Ruge, a single man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for River City Mortgage & Financial, LLC
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
Bayview Loan Servicing, LLC
LENDER: River City Mortgage & Financial, LLC
DATE AND PLACE OF FILING: Scott County Minnesota Recorder on April 19, 2007 as Document No. A770460
ASSIGNED TO: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-15CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-15CB dated 05/16/2014 recorded on 05/20/2014 as Document No. A958367
LEGAL DESCRIPTION OF PROPERTY:
Lot 26, Block 1, Wensmann 2nd Addition, CIC No. 1106, according to the recorded plat thereof, Scott County, Minnesota.
3693 Fox Tail Trail NW,
Prior Lake, MN 55372
PROPERTY I.D: 253850260
COUNTY IN WHICH PROPERTY IS LOCATED: Scott
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventeen Thousand Three Hundred Forty-Five and 99/100 ($217,345.99)
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:
July 20, 2017 at 10:00 AM
PLACE OF SALE: in the lobby of the Scott County Law Enforcement Center, 301 S. Fuller Street, Shakopee, MN 55379
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 20, 2018, or the next business day if January 20, 2018 falls on a Saturday, Sunday or legal holiday.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: May 16, 2017
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-15CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-15CB
Randall S. Miller & Associates, PLLC
Attorneys for Assignee of Mortgage/Mortgagee
Canadian Pacific Plaza,
120 South Sixth Street, Suite 2050
Minneapolis, MN 55402
Our File No. 17MN00024-1
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the
Lakeville Sun Thisweek
May 19, 26,
June 2, 9, 16, 23, 2017