Mortgage Foreclosure – NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE:

April 12, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00

MORTGAGOR(S):

Nicholas J. Ruge, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for River City Mortgage & Financial, LLC

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 100315900000039700

SERVICER:

Bayview Loan Servicing, LLC

LENDER: River City Mortgage & Financial, LLC

DATE AND PLACE OF FILING: Scott County Minnesota Recorder on April 19, 2007 as Document No. A770460

ASSIGNED TO: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-15CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-15CB dated 05/16/2014 recorded on 05/20/2014 as Document No. A958367

LEGAL DESCRIPTION OF PROPERTY:

Lot 26, Block 1, Wensmann 2nd Addition, CIC No. 1106, according to the recorded plat thereof, Scott County, Minnesota.

PROPERTY ADDRESS:

3693 Fox Tail Trail NW,

Prior Lake, MN 55372

PROPERTY I.D: 253850260

COUNTY IN WHICH PROPERTY IS LOCATED: Scott

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventeen Thousand Three Hundred Forty-Five and 99/100 ($217,345.99)

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE:

July 20, 2017 at 10:00 AM

PLACE OF SALE: in the lobby of the Scott County Law Enforcement Center, 301 S. Fuller Street, Shakopee, MN 55379

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 20, 2018, or the next business day if January 20, 2018 falls on a Saturday, Sunday or legal holiday.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: May 16, 2017

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-15CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-15CB

Randall S. Miller & Associates, PLLC

Attorneys for Assignee of Mortgage/Mortgagee

Canadian Pacific Plaza,

120 South Sixth Street, Suite 2050

Minneapolis, MN 55402

Phone: 952-232-0052

Our File No. 17MN00024-1

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Published in the

Lakeville Sun Thisweek

May 19, 26,

June 2, 9, 16, 23, 2017

690456

Comments Closed